• Do I need the app to make a payment?

  If you've received a link to make a payment, you can make the payment by selecting your bank and confirming the payment request - no app needed!Few readers

• Is it safe to pay with Spare?

  Payments made through Spare are very safe since each transaction has to be authorized by you via your online banking provider. No payments will ever be made without your consent. Also, no credentials will ever be shared with Spare. You will only be using your credentials with the bank you use and trust.Few readers

• How do I make a payment?

  With Spare, you can request and receive payments instantly by securely linking your bank account. This is all enabled with open banking technology. Go the Pay tab in the app and choose to send or request money. You can also select Pay Bills and choose from a variety of businesses to make payments to.Few readers