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> Use this file to discover available pages before exploring further.
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# Who is responsible for financial losses if an unauthorised transaction occurs through AlTareq?

Liability for unauthorised transactions depends on the cause and responsible party, which may be the Licensed Financial Institution, the Third-Party Provider, or the end user. The AlTareq model is to hold the party responsible for what they do in the ecosystem. For official, detailed information please refer to the [Limitation of Liability Model - Open Finance UAE - Confluence](https://openfinanceuae.atlassian.net/wiki/spaces/OF/pages/124944402/Limitation+of+Liability+Model)