> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.tryspare.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Who is involved in AlTareq in the UAE?

* The Central Bank of the UAE (CBUAE) is the regulator that ensures the safety, transparency, and fairness of the AlTareq ecosystem.
* AlTareq’s central infrastructure is operated by Nebras Open Finance LLC in the UAE, a licensed entity created by the CBUAE. However, your direct relationship remains with AlTareq based Third-Party Providers and your Licensed Financial Institution.
* Licensed Financial Institutions (LFIs): Banks, insurers, exchange houses, and others are licensed and required by the CBUAE to securely share consented data with Third-Party Providers.
* Third-Party Providers (TPP): Regulated providers utilising AlTareq functionality to provide new ways to use financial services.