> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.tryspare.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Is it safe to pay with Spare?

Payments made through Spare are very safe since each transaction has to be authorized by you via your online banking provider.  No payments will ever be made without your consent. 

 Also, no credentials will **ever** be shared with Spare. You will only be using your credentials with the bank you use and trust.