> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.tryspare.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Does the provider of the financial services change?

No, the provider of your financial services does not change when you use AlTareq based services. Your insurance is still from your insurer, payments are still made by your bank, currency conversion is still completed by your exchange house, but you can access these services and their data via third-party applications.