> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.tryspare.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Are there regulations/ legislation that protect users?

Yes, the CBUAE Open Finance Regulations establishes a comprehensive framework for licensing, supervision, and operation of AlTareq in the UAE. It outlines the requirements and license conditions for AlTareq Third-Party Providers, ensuring that only regulated organisations can engage in data sharing and service initiation. For more detailed information, please refer to the Open Finance Regulation.