> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.tryspare.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Am I automatically enrolled in AlTareq?

No, AlTareq is entirely voluntary. You will need to actively give consent before any data is shared, or services are initiated with a third-party app. However, everyone is able to utilize AlTareq based services, without any preliminary steps with your financial institution. You can manage or cancel your consent at any time through:
 
•       Licensed Financial Institution* *website and/or mobile banking app
•       AlTareq Consent Manager App